Apply for home loans in Delhi with HDFC Bank Ltd. Make the right home buying decision with HDFC Bank Ltd. Home Loan with benefits such as a low-interest rate, comfortable EMI and long tenure! +91 9289200017 - For New Home Loans The tenure of the loan between 12 months to 60 months, this is the time frame chosen by you to repay the principal loan amount together with the interest amount and lastly input the rate of interest. The rate of interest ranges from 10.75% to 22%. The higher the rate of interest chosen by you, the lower the tenure and the lower the rate of The rate of interest on home loans at HDFC Limited starts at 8.10 per cent per annum. For Axis Bank, the rate of interest rates (floating rate) on home loan is in the 8.10-8.45 per cent range for The rate of interest being offered is 5 bps lower than the normal home loan rate. The rates under the 'Women Power' home loan are: Self-employed professional individuals - 6.95% p.a. to 7.45% p.a. Self-employed non-professional individuals - 7.10% p.a. to 7.60% p.a. The home loan will depend on factors such as the women's ownership of property SBI’s home loan interest rates: 8.60% to 9.40% p.a. HDFC Bank. HDFC provides instant home loans for salaried individuals at favorable interest rates and extended repayment terms. The loan amount available can reach up to 90% of the property value, with a cap of INR10 Crores. Women borrowers are eligible for special interest rate discounts. For example, Since October 2019, the RBI has slashed the repo rate by 100 basis points to 4.40%, including a massive 75 basis point cut made on 27th March 2020. (100 basis points = 1%) This resulted in a just around 60% drop in the lending rate of MCLR-based home loans. Base rate loans witnessed even lower reductions. For example: if a customer chooses to take a home loan of ₹ 50 lakh for 20 years from a large nationalized bank, she may get it at 6.7% ( 4% of repo rate + 2.70% of margin charged by the bank A year ago, lenders were wooing homebuyers with a decadal low-interest rate of 6. 5%. But in the last 10 months, home loan borrowers have seen a sharp 250-basis-point (100bps = 1 percentage point) increase in interest rates. Those who borrowed at 6. 5% in April 2022 are now billed 9%, resulting in their repayment tenure extending beyond retirement. IRvpM.